Live on WhatsApp · Get covered in 5 minutes

Insurance for Everyone.
Anywhere. Anytime.

Get insured instantly on WhatsApp — no agents, no paperwork, no queues. Boda cover, health, business & more. Pay with M-Pesa and your policy is live in minutes.

Chat with us on WhatsApp at +1 555 635 7804 or tap the button above.

JM
GA
BO
AK
MW

10,000+ Kenyans already covered

Policy Activated!

James M. · just now

9:41

Badilisha AI Bot

Online · Responds instantly

Habari! I'm your Badilisha insurance assistant. What would you like to insure today?

09:41

BodaHealthBusiness

Boda Cover

09:41 ✓✓

Great choice! Boda cover starts at KES 50/day.

What's your number plate? (e.g. KMAB 123A)

09:41

KMCE 001G

09:42 ✓✓

Policy Ready!
Pay KES 50 via M-Pesa Paybill 522522

09:42

Type a message...

Covered in 4m 32s

Via M-Pesa · Boda Cover

IRA Licensed5-Minute Cover10,000+ KenyansM-Pesa PaymentsBoda Cover from KES 50/day100% on WhatsApp98% Claim SuccessFully RegulatedIRA Licensed5-Minute Cover10,000+ KenyansM-Pesa PaymentsBoda Cover from KES 50/day100% on WhatsApp98% Claim SuccessFully Regulated

10,000+

Kenyans Insured

5 mins

Average Cover Time

98%

Claim Success Rate

24/7

WhatsApp Support

Simple 3-Step Process

Get Insured in Under 5 Minutes

No agent visits. No long forms. No waiting. Just open WhatsApp and you're covered.

1

Message Us on WhatsApp

Tap the button, send a message and our AI responds instantly — no waiting, no queues.

2

Pick Your Cover Plan

Tell us what you need — health, boda, business or life. Our bot walks you through in under 2 minutes.

3

Get Covered Instantly

Pay via M-Pesa right in the chat. Your policy certificate lands in WhatsApp — you're protected!

What We Cover

Insurance Built for Your Life

Flexible plans for hustlers, families, riders and businesses — all on WhatsApp.

Most Popular

Boda Boda Cover

Comprehensive motorcycle insurance for boda riders. Daily or weekly premiums that fit your hustle.

From KES 50/dayGet Quote

Personal Health

Affordable health insurance for you and your family. Cover for outpatient, inpatient & emergencies.

From KES 300/monthGet Quote

Business / SME

Protect your hustle — stock, equipment, liability & staff cover designed for small businesses.

From KES 500/monthGet Quote

Home & Property

Fire, theft and flooding cover for your home and belongings. Peace of mind starts here.

From KES 200/monthGet Quote
New

Device Cover

Broken screen? Stolen phone? Get your smartphone and laptop insured starting today.

From KES 150/monthGet Quote

Group / Chama Cover

Special rates for SACCOs, churches, chamas and faith-based groups — insure everyone together.

Custom pricingGet Quote
Why Badilisha?

Insurance That Works for You

We built Badilisha to transform how ordinary Kenyans access and experience insurance.

Instant Activation

Your cover is active the moment you pay — no paperwork, no delays.

100% on WhatsApp

Quote, buy, renew and claim without leaving WhatsApp.

Flexible Payments

Daily, weekly or monthly premiums that match irregular income.

Licensed & Regulated

Badilisha is an IRA-licensed insurance broker you can trust.

Fast Claims

Submit claims directly on WhatsApp. Average payout in 48 hours.

Bilingual Support

Get help in English or Kiswahili — whichever you prefer.

IRA Licensed Insurance Broker · Regulated by the Insurance Regulatory Authority of Kenya

Real Stories

Kenyans Love Badilisha

Don't take our word for it — hear from people who've already been covered.

Niliwahi fanya accident na boda yangu. Nikafuata process yote kwa WhatsApp tu, na mdomo wangu ulifunguka — claim ilifika ndani ya siku 2. Badilisha ni sawa kabisa!

JM

James Mwangi

Boda Rider, Nairobi

I never thought insurance was for people like me. The bot explained everything simply, I paid KES 300 on M-Pesa and boom — my whole family is covered. So easy!

GA

Grace Achieng

Mama Fua, Kisumu

My shop got flooded last March. I was covered through Badilisha and got compensated within 3 days. Best decision I made for my business. Highly recommended!

BO

Brian Otieno

Mitumba Business, Gikomba

FAQ

Got Questions?

Here are answers to the most common questions about Badilisha.

How do I get insured on WhatsApp?

Simply click 'Get Insured Now' and you'll be directed to our WhatsApp chatbot. Answer a few quick questions, choose your plan, pay via M-Pesa, and you're covered — all in under 5 minutes.

How much does it cost?

Plans start as low as KES 50/day for boda cover. We have flexible daily, weekly and monthly options so you only pay for what you can afford.

Is Badilisha a legit insurance company?

Yes. Badilisha Insurance Brokers is fully licensed by the Insurance Regulatory Authority (IRA) of Kenya. You're in safe hands.

How do I claim?

Send a WhatsApp message to our chatbot saying 'I need to make a claim.' Our AI will guide you through submitting photos and details. Most claims are processed within 24–48 hours.

Can I insure my group or chama?

Absolutely! We offer special group rates for SACCOs, churches, chamas and employer groups. Message us and we'll tailor a quote for your group.

Still have questions? Ask us on WhatsApp →

Protect What Matters Most.
Start in 5 Minutes.

Join over 10,000 Kenyans who've already transformed their insurance experience. No paperwork, no waiting — just open WhatsApp.

IRA Licensed Proudly Kenyan M-Pesa Payments 24/7 WhatsApp Support